Surgery Expenses Cover:

Any Treatment & surgery provided by a veterinarian at their clinic or hospital as a result of an accident or Illness affecting the insured pet cat during the policy period. Can insure a sum of 1o thousand to 3 lakh

OPD Cover:

The fees incurred for the Treatment of a pet cat by a vet at their clinic, up to a maximum of Rs. 30000, for the following illness:

Any bodily injury to the insured cat resulting from accidents.

Anemia

Colitis

Eye-related problems except for glaucoma

Hepatitis/Liver Dysfunction

Peritonitis

Pyometra

Toxoplasmosis

Urinary Tract Infections

Third-party Liability Cover:

If you become liable for a third party’s bodily harm, property damage, disease, or death as a result of an insured pet cat. In addition, coverage will be provided for legal fees incurred in defending claims filed against the policyholder.

Long-term Care Cover:

If the pet cat is diagnosed with any of the following illnesses that require long-term care, a lump sum payment will be made:

Ascites

Diabetes

Jaundice

Pancreatitis

Thyroid Dysfunction

Theft/Lost/Straying cover:

In the event of irreversible loss as a result of the pet being lost, stolen, or strayed, we provide a reimbursement for the cost of advertising or a prize. The company will refund you up to Rs. 1000 for advertising in a local newspaper or other acceptable expenses. If the pet cat is returned, the prize of up to Rs. 5000 will be reimbursed.

Hospitlisation cover:

Any in-patient treatment for an illness or accidental injury to the insured cat pet in a veterinary hospital will be covered up to the per-day limit.

Terminal Diseases:

If your pet is diagnosed as suffering from any of the terminal diseases listed below, which first occures during the policy period. The pet cats needs to survive a minimum period of 30 days from the date of diagnosis.

All types of cancer

Chronic kidney failure

Coagulation disorders

Cardiac dysfunctions

Feline distemper

Leukemia

Mortality Benefit Cover:

The insured pet cat dies due to an illness, accident, or as a result of the vet putting an insured pet to sleep to alleviate its incurable suffering. The benefit amount

of Rs. 3000 for cremation, burial, and disposal of the carcass is offered.

*Standard T&C apply

Note: Please see the policy wording for additional details.

Remember that older cats are more likely to get sick than younger cats. So, if your cat is under 12 years old, you must purchase pet insurance for older cats. As they age, they require more veterinary care. Upper respiratory infections, urinary tract infections, and other health issues are more common in senior cats. Purchase insurance while the cats are young, as most plans do not cover any pre-existing conditions.

Know the exclusions so that there are no surprises when it comes time to process the pet health insurance claim. Under the below circumstances, the insurance company is not liable to pay any pet cat insurance India claim:

Any claims for diseases for which preventive medicines/vaccines have not been taken
Any claims for costs or fees for experimental procedures or alternate treatment
Any loss or damage caused wilfully or knowingly by the insured
Any consequential loss
Any claims arising outside the territorial limits in India
Any medication or treatment not recommended by the veterinary
Any illness that the insured pet cat contracted while outside India that it would not normally have contracted in India
Legal expenses, fines and penalties connected with, or resulting from, a criminal case
Any claim for treatment of a third party as a result of the disease transmitted from animals to humans
Malicious or wilful injury or neglect, or fross negligence to an insured pet cat
Any injury due to war, invasion, acts of foreign enemies. riot, strike or terrorist activities
Note: This is not an exhaustive list. For a detailed list of exclusions, please refer to the policy wording